R: (704) 974-6460M: (828) 429-8368
The Bilingual Face of Homeownership in Western NC

Real Estate. Mortgage. Homeownership Education.

Serving Rutherford and Cleveland Counties and Western North Carolina with clear guidance for buying, selling, and mortgage financing. Real estate and mortgage services are offered in separate professional roles. Se habla español.

What I Do

Real Estate & Mortgage
Guidance With Clear Roles

Two separate professional roles, one educational homeownership resource. You are never required to use both services through me.

Buy a Home

Navigate the real estate buying process with confidence, from defining your needs and touring homes through offers, inspections, negotiations, and closing.

  • Buyer consultation & needs analysis
  • MLS property search & touring
  • Offer strategy & negotiation
  • Closing coordination
Start Your Home Search

Sell Your Home

Build a clear selling strategy around pricing, preparation, professional marketing, offer evaluation, and the timeline that matters to you.

  • Comparative market analysis (CMA)
  • Professional photography & staging
  • MLS + digital marketing
  • Offer review & closing support
Build Your Seller Strategy

Mortgage Loans

Explore FHA, VA, Conventional, USDA, self-employed, 1099, refinance, and other mortgage options available through Mathewson Mortgage Capital LLC. Eligibility and program availability vary.

  • FHA, VA, Conventional, USDA
  • Down payment assistance programs
  • Mortgage preparation & loan-option education
Check My Loan Options

What My Clients Share

Highlights from public real estate, relocation, and mortgage client experiences. Each card identifies the source so you can view it directly.

Mortgage

Georgina described Francine's mortgage service as highly professional, empathetic, and supportive throughout the process.

Georgina

Spindale, NC

Mathewson Mortgage Capital
Mortgage

Tiffani said Francine went above and beyond on the home loan, communicated quickly, and kept looking for options instead of settling early.

Tiffani W.

Mooresboro, NC

Mathewson Mortgage Capital
Buying

Tracie highlighted Francine's patience and helpful guidance while finding a home, and said she would work with her again.

Tracie Ellis

Bostic, NC

Zillow
Client Experience

They praised Francine's knowledge, fast communication, and ability to make the real estate process easier to understand.

David and Darla W.

Rutherfordton, NC

Realtor.com
Selling

Rocky said Francine helped navigate an urgent sale in a buyer's market and achieved a stronger result than expected.

Rocky Williams

Spindale, NC

Realtor.com
Relocation

Rene said Francine guided every step of the home purchase and was especially helpful during an out-of-state move.

Rene Mira

Out-of-state relocation

RE/MAX Journey

Review counts vary by platform and may include syndicated reviews. They are not added together as a unique-client total.

See All Reviews & Sources
Home Search

Find Your Next Home

Search available properties in Western North Carolina, including Rutherford and Cleveland Counties.

Open Full Search

Loan Programs

Explore mortgage options available through Mathewson Mortgage Capital LLC. Eligibility, terms, and program availability vary.

USDA
For eligible borrowers & properties
FHA
Government-insured financing
VA
For eligible veterans & military
Conventional
Conventional financing options
Self-Employed / 1099
Options vary by documentation
Refinance
Rate-term & cash-out options

Mortgage Calculator

Estimate your monthly payment and explore your options.

$300,000
10% ($30,000)
6.5%
30 years
Apply Now
Monthly Payment
$2,127/mo
Principal & Interest
$1,707
Est. Property Tax
$300
Est. Insurance
$120

Let's Connect

Ready to start your journey? Send me a message.

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